Everything SplitChey Can Do
From simple expense splits to business invoicing — SplitChey covers it all. Available on Web, iOS & Android.
Splitting & Expenses
Add & Split Expenses
Add any expense and split it equally, by percentage, by exact amount, or by shares among your friends or group members.
Receipt OCR Scanning
Scan a physical receipt using your camera and SplitChey will auto-fill the amount and details for you.
Recurring Expenses
Set up expenses that repeat automatically — daily, weekly, monthly, or on a custom schedule.
Expense Comments
Leave notes or discuss any expense directly in the app, keeping all context in one place.
Bulk Import
Import multiple expenses at once from a CSV file.
Friends & Debts
Friend Management
Add friends, track shared expenses, and see how much you owe or are owed by each person.
Debt Tracking & Settlement
Track all outstanding debts and settle them with proof of payment via receipt upload.
Debt Reminders
Send a friendly reminder to someone who owes you money — via push notification or email.
Partial Payments
Record partial payments toward a debt without marking the full amount as settled.
Debt Simplification
Automatically minimises the number of transactions needed in a group — e.g. A→B and B→C becomes A→C.
Groups
Create & Manage Groups
Create groups for shared households, events, or regular outings. Add members and track all group expenses in one place.
Group Invite Links
Share a link so anyone can join your group without you needing to add them manually.
Group Budgets
Set a spending budget for a group and track how much has been spent vs. the limit.
Trips
Trip Planning & Expenses
Create a dedicated trip with destination, dates, and multi-currency expense tracking.
Multi-Currency Support
Add expenses in any currency while travelling. SplitChey converts them to your home currency automatically.
Trip Checklist
Create a packing or task checklist directly inside your trip to stay organised.
Trip Settlement
At the end of a trip, see a clear summary of who owes whom and settle with receipt proof.
Wallet & Payments
Digital Wallet
Top up your in-app wallet and instantly settle debts without leaving SplitChey.
Stripe Connect Payments
Connect your Stripe account to receive direct payments from friends when they settle debts.
Analytics & Insights
Debt Analytics
View a summary of your total owed, total owing, net position, and settlement activity.
AI Insights
Get AI-powered spending insights and anomaly detection based on your expense history.
Business Features
Business Dashboard
Manage business contacts, inventory, transactions, and generate invoices — all in one place.
GST & Financial Reports
Generate GST reports, profit & loss statements, and export business data.
Account & Security
Biometric Lock
Secure the app with Face ID or fingerprint so only you can access your financial data.
Dark Mode
Switch between light and dark themes to suit your preference.
Multi-Currency Profile
Set your default currency so all expenses and balances are shown in the currency you prefer.
Data Privacy
We never sell your data. Your financial information stays private and secure.
Ready to get started?
Join thousands of users who trust SplitChey for their expense management.