SplitChey Mobile App
The full power of SplitChey in your pocket. Track expenses, split bills, manage trips and settle debts — anytime, anywhere.
Everything in your pocket
All features available on mobile — same account, synced in real-time with the web app.
Smart Expense Splitting
Split equally, by %, exact amount or shares. Receipt OCR auto-fills details.
Recurring Expenses
Set up expenses that auto-create daily, weekly, or monthly.
Friends & Groups
Manage shared expenses with friends, households & groups.
Trip Tracking
Dedicated trip mode with multi-currency and settlement summary.
Digital Wallet
Top up and settle debts instantly via Stripe.
AI Insights
AI-powered spending patterns and anomaly detection.
Smart Reminders
Push notifications for debts, bills and payment reminders.
Business Tools
Invoices, GST reports, inventory & profit/loss statements.
Biometric Security
Face ID & fingerprint lock to protect your financial data.
Multi-Currency
Live exchange rates for seamless international expense tracking.
Bank-Level Security
Encrypted data storage. We never sell your information.
Offline Mode
Add expenses even without internet. Syncs automatically when connected.
Why users switch to SplitChey
Real pain points from Splitwise, Tricount & others — and how we fix them.
Splitwise locks basic features behind a $39/yr paywall
SplitChey gives receipt scanning, recurring expenses, dark mode & group budgets — completely free.
No dedicated trip mode in competitors
SplitChey has a full Trip module with destination, dates, checklist, multi-currency & one-tap settlement.
No app gives you AI-powered insights on your spending
SplitChey's AI analyses your expense history to surface patterns, anomalies, and saving opportunities.
Freelancers & small businesses have no expense + invoicing combo
SplitChey handles personal splits AND business invoicing, GST reports, inventory, and P&L — in one app.
Settling debts forces you to leave the app and switch to another payment tool
SplitChey deep-links to your preferred payment app worldwide — settle debts in one tap without leaving the experience.
Tricount has no web app — you're stuck on mobile
SplitChey works seamlessly across Web, iOS & Android. Start anywhere, continue everywhere.
SplitChey vs the rest
See exactly what you get — and what competitors charge extra for or don't offer at all.
| Feature | SplitChey | Splitwise | Tricount |
|---|---|---|---|
| Expense Splitting (equal, %, shares, exact) | |||
| Receipt OCR ScanningFree on SplitChey | Paid | ||
| Recurring ExpensesFree on SplitChey | Paid | ||
| Trip Mode with ChecklistExclusive to SplitChey | |||
| Group BudgetsFree on SplitChey | Paid | ||
| Expense Comments | |||
| Debt Simplification | |||
| Digital Wallet & Stripe PayExclusive to SplitChey | |||
| AI Spending InsightsExclusive to SplitChey | |||
| Business Invoicing & GST ReportsExclusive to SplitChey | |||
| Biometric Lock | |||
| Multi-Currency with Live Rates | Paid | ||
| Payment Deep-Links (settle in one tap)Exclusive to SplitChey | |||
| Bulk CSV ImportExclusive to SplitChey | |||
| Web + Mobile Sync | |||
| Dark ModeFree on SplitChey | Paid | ||
| Completely Free Core PlanNo hidden paywalls | |||
| ✓ = Available free | Paid = Requires subscription | ⊖ = Partial support | Data based on publicly available info, 2025 | ||
One account. All platforms.
Your data syncs instantly between web and mobile. Start on your laptop, continue on your phone.